Buy iPhone 17 on Installments in Pakistan. Buying a brand-new iPhone in Pakistan has always been expensive. High prices and PTA taxes often push flagship phones out of reach for many buyers. But in 2026, that situation has changed.
You can now buy a PTA-approved iPhone 17 on easy monthly installments starting from just Rs. 15,654 per month. This new offer covers the complete lineup, including iPhone 17, iPhone Air, iPhone 17 Pro, and iPhone 17 Pro Max.
The offer comes through Habib Bank Limited (HBL), allowing customers to split the cost into manageable payments with 0% markup for up to 12 months.
HBL iPhone 17 Installment Offer 2026
HBL has launched a new installment plan for Apple’s latest iPhone 17 series in Pakistan. The key highlight is zero markup financing, which means you pay the original price without extra interest for selected tenures.
Key Highlights
- PTA-approved iPhones
- 0% markup for 3, 6, and 12 months
- Flexible plans up to 36 months
- Home delivery to registered address
- Official warranty included
Customers can choose repayment plans of 3, 6, 12, 18, 24, 30, or 36 months, depending on affordability.
iPhone 17 Installment Plans in Pakistan (2026)
Below is the complete installment breakdown for the standard iPhone 17 models.
iPhone 17 Price & Monthly Installments
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
|---|---|---|---|---|---|---|---|---|
| iPhone 17 256GB | Rs. 399,000 | Rs. 133,000 | Rs. 66,500 | Rs. 33,250 | Rs. 26,614 | Rs. 21,096 | Rs. 17,815 | Rs. 15,654 |
| iPhone 17 512GB | Rs. 482,500 | Rs. 160,833 | Rs. 80,417 | Rs. 40,208 | Rs. 32,184 | Rs. 25,510 | Rs. 21,544 | Rs. 18,930 |
The 36-month plan makes the iPhone 17 far more affordable for users who prefer low monthly payments.
iPhone Air Installment Prices in Pakistan
Apple’s lighter and premium iPhone Air models are also included in the HBL offer.
iPhone Air Monthly Installments
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
|---|---|---|---|---|---|---|---|---|
| iPhone Air 512GB | Rs. 563,000 | Rs. 187,667 | Rs. 93,833 | Rs. 46,917 | Rs. 37,553 | Rs. 29,766 | Rs. 25,138 | Rs. 22,088 |
| iPhone Air 1TB | Rs. 646,500 | Rs. 215,500 | Rs. 107,750 | Rs. 53,875 | Rs. 43,123 | Rs. 34,181 | Rs. 28,866 | Rs. 25,364 |
iPhone 17 Pro Installment Plans
The iPhone 17 Pro offers advanced camera features and premium performance.
iPhone 17 Pro Monthly Installments
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
|---|---|---|---|---|---|---|---|---|
| iPhone 17 Pro 256GB | Rs. 520,500 | Rs. 173,500 | Rs. 86,750 | Rs. 43,375 | Rs. 34,718 | Rs. 27,519 | Rs. 23,240 | Rs. 20,421 |
| iPhone 17 Pro 512GB | Rs. 603,500 | Rs. 201,167 | Rs. 100,583 | Rs. 50,292 | Rs. 40,255 | Rs. 31,908 | Rs. 26,946 | Rs. 23,677 |
| iPhone 17 Pro 1TB | Rs. 686,500 | Rs. 228,833 | Rs. 114,417 | Rs. 57,208 | Rs. 45,791 | Rs. 36,296 | Rs. 30,652 | Rs. 26,933 |
iPhone 17 Pro Max Installment Plans
For users who want the best Apple has to offer, the iPhone 17 Pro Max is also available.
iPhone 17 Pro Max Monthly Installments
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
|---|---|---|---|---|---|---|---|---|
| 256GB | Rs. 565,000 | Rs. 188,333 | Rs. 94,167 | Rs. 47,083 | Rs. 37,687 | Rs. 29,872 | Rs. 25,227 | Rs. 22,167 |
| 512GB | Rs. 648,500 | Rs. 216,167 | Rs. 108,083 | Rs. 54,042 | Rs. 43,256 | Rs. 34,287 | Rs. 28,955 | Rs. 25,443 |
| 1TB | Rs. 732,000 | Rs. 244,000 | Rs. 122,000 | Rs. 61,000 | Rs. 48,826 | Rs. 38,702 | Rs. 32,684 | Rs. 28,718 |
| 2TB | Rs. 898,500 | Rs. 299,500 | Rs. 149,750 | Rs. 74,875 | Rs. 59,932 | Rs. 47,505 | Rs. 40,118 | Rs. 35,251 |
Markup Details – What Is 0% Markup?
- 0% markup applies to:
- 3 months
- 6 months
- 12 months
This means you pay exactly the phone’s price, divided equally.
- Markup applies to:
- 18, 24, 30, and 36 months
Monthly payments increase slightly due to extended tenure.
- 18, 24, 30, and 36 months
Eligibility Criteria for HBL iPhone Installments
To qualify for this offer, customers must:
- Hold a valid HBL credit card
- Provide a copy of CNIC at delivery
- Have sufficient credit limit
- Accept bank’s credit card terms
Products are delivered only to the registered HBL address.
Warranty, Delivery & Stock Information
- Official company warranty applies
- Color and storage availability depends on stock
- Devices are PTA-approved
- Customers must inspect the phone at delivery
Any damage must be reported immediately to the vendor.
Processing Fee & Charges
- Processing fee: Rs. 1,200 + FED (per transaction)
- Prices may change without notice
- Confirmed orders remain unaffected by price revisions
Important Terms & Conditions
- Offer available for a limited time
- Subject to HBL credit approval
- Installments governed by credit card agreement
- Late payments may result in penalties
Is Buying an iPhone 17 on Installments Worth It?
For many users, yes.
You avoid paying the full amount upfront. Monthly installments make premium devices accessible without heavy financial pressure. The 0% markup option is especially attractive for short-term plans.
Conclusion
The HBL iPhone 17 installment offer makes owning Apple’s latest flagship far more realistic in Pakistan. With monthly payments starting at Rs. 15,654, PTA approval, and flexible tenures, this deal suits both professionals and students with credit cards.
If you have an HBL card and want the iPhone 17 without paying a lump sum, this limited-time offer is worth considering.
